HMRC RTI submissions. PAYE and NI calculated to the penny. Pension auto-enrolment. Statutory sick, maternity, paternity. Payslips, BACS files, P45, P60. All running inside the same platform as your accounting — because payroll entries need to land in your books anyway.
Standalone payroll software means you run payroll, then manually journal the figures into accounting. Every month. Forever. CholaVerse payroll writes straight into your accounts — wages, employer NI, pension contributions, PAYE liability — all posted automatically with the correct double-entry.
Full Payment Submissions (FPS) after every payroll run. Employer Payment Summaries (EPS) for Employment Allowance claims. Direct HMRC API integration on our roadmap for Q2 2026.
Cumulative and week 1/month 1 calculations. Full support for K codes, BR, D0, D1, NT, 0T. Scottish tax bands. NI categories A, B, C, H, J, M, X, Z. Directors' NI annual method.
Automatic eligibility assessment every payroll run. Enrol, opt-out, re-enrolment (3-year cycle). Provider data export for NEST, The People's Pension, Aviva, L&G, Royal London, Standard Life, NOW: Pensions.
SSP, SMP, SPP, ShPP, SAP, SPBP. Correct waiting days, qualifying criteria, and reclaim percentages. Tracked per employee with full period history.
Plans 1, 2, 4 (Scottish), Postgraduate Loan. Automatic threshold calculation. Start/stop notices applied from next payroll run. Rounded down to nearest £1 per HMRC.
Legally-compliant payslips with earnings, deductions, YTD figures, tax code, NI number. Auto-emailed to employees on finalise. Bulk download or re-email any month.
Standard 18 format export for bulk bank upload (Lloyds, HSBC, Barclays, NatWest). Or individual payment summary for Faster Payments.
Automatic P45 for leavers. P60 for every employee at year-end. P11D for benefits in kind. All as HMRC-compliant PDFs, stored forever.
Claim the £5,000 Employment Allowance via EPS. Track usage, remaining balance. Eligibility flagged if you cross thresholds.
| CholaVerse Payroll | BrightPay | Sage Payroll | Xero Payroll | |
|---|---|---|---|---|
| HMRC RTI compliant | ✓ | ✓ | ✓ | ✓ |
| Pension auto-enrolment | ✓ | ✓ | ✓ | ✓ |
| Auto-posts to accounting | ✓ Native | Export only | Sage only | Xero only |
| Included in platform | ✓ | Separate | Separate | Add-on |
| Per-employee fee | None | £1.25/mo each | £7/mo each | £1.30/mo each |
| 10 employees/month cost | £0 (included in £79) | £12.50 | £70 | £13 (on Xero plan) |
Pricing April 2026, published UK rates, excludes VAT.
All our pricing plans include payroll. No per-employee fees until you pass 10 on Growth or unlimited on Empire.
Our interactive calculator shows your exact monthly and annual savings based on your real numbers — tools, staff costs, agency fees, accountant.